Smart card applications porting/development
Datanet has developed a common architecture for security & electronic transactions using smart cards & handheld devices/PDA like device. These solutions for the micro finance & financial industry are described here. The ready to use solutions are available with (i) Gemalto’s Payflex smart card (3DES) & Watchdata’s SCOSTA smart card (an ISO 7816, 1-4, 8 & 9 compatible card with 3DES) and (ii) Encore Software’s Simputer & Mobilis portable devices. These devices come integrated with smart card reader & fingerprint sensor modules. The solutions include Secure key generation & management, chip personalization software and the application software.

If any organisation wishes to have these solutions implemented on their HHT/PDA device or smart cards, please contact us. We can also consider development of applications using Datanet’s technologies on specified Desktop/HHT/PDA/smart card/biometric platform for other applications.

Please e-mail your queries to ravi@datanetsystemsltd.com

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BPM based

Smart Card Based

Products - Smart Card Solutions

SmartMfT : A Simputer & Smart card based Terminal for Micro finance Institutions

SmartMfT is a Simputer & Smart card based solution that can be used by field officers of a micro finance institution/bank to monitor & manage the loans given to self-help groups (SHGs) or individual members.

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SmartBankAgent : Agency Banking

Agency Banking or Business Correspondent Banking is now becoming popular to achieve Financial Inclusion. In this scheme, an individual or an organizational entity is authorised by a bank to conduct banking transactions on its behalf. The entities could be a kirana store (a small retail outlet) an NGO, a post office etc.

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iRemitHome  : Instant Funds Transfer

The iRemitHome System allows registered customers to remit money to another registered customer. The two customers (Remitter & Beneficiary) can be in any countries. Such a transfer is made easily, quickly & very securely. Typically it is used for funds transfer among immigrants to make remittances back home.

A registered customer is one who has been issued a smart card for this purpose.

The offices or outlets from which such transfer will be performed will have a Simputer based terminal called SIMPOS that gets connected to a central server over Internet.

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SmartMandi : Managing Auction of Agro products

Several APMC (Agriculture Produce Market Committee) yards or societies authorised by them conduct auctions for sale of areca nut. There are typically a few hundred bidders who participate in the auction as registered buyers. There are typically a few thousand registered farmers who use this facility to sell their produce. The SmartMandi solution makes it possible to manage the entire auction yard activities on the Simputer and can help manage peak loads very efficiently.

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e-ATM : SmartCard Based ATM

e-ATM is an ATM which works with Datanet’s e-Smart Card. The Smart card can be used as an authentication card only if the e-ATM connects to a backend accounts server for debiting amount. It can additionally be used as an e-Cash card if amount or value is loaded into the chip of the e-Smart Card and the cash is dispensed by directly debiting the e-Purse balance in an offline mode.
The e-ATM can be used either in a traditional banking scenario or in many non-banking scenarios. Datanet can provide the entire software system

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